Arizona FAIR Plan Not Available? Discover Private Market Options
Arizona FAIR Plan Not Available? Discover Private Market Options
No FAIR Plan in Arizona but Solutions are Available!
No FAIR Plan in Arizona but Solutions are Available!
Are You Having A Hard Time Getting Home Insurance Coverage At An Acceptable Rate in Arizona? Get better coverage at a better rate.
Homeowners Insurance In Arizona
Homeowners Insurance In Arizona
The state of Arizona a widely sought place to live and tourist attraction due to it's beautiful scenery but that beauty often comes with a higher risk for some properties. The state has a variety of homes ranging from regular homes to cabins and many homeowner's are seeking luxury neighborhoods throughout the state. FAIR plans are not offered in Arizona likely due consumer friendly regulations and a thriving private market. Arizona also provides some of the safest cities to live in. In most cases, this gives homeowner's a piece of mind leaving the worries of being deemed as a high risk behind.
In its natural beauty, Arizona can also be home to wild brush fires
that can put homeowners at higher risk in some areas. These natural events can be contributing factors in claims and annual premium increases among all homeowner's in the state. Homeowners in these areas can try to mitigate this by creating a "safety zone" that keeps vegetation at least 30 feet away from the home.
Although Arizona has 42% of the state covered in the Sonoran Desert the other 58% has a vast variety of climates most people are surprised by. Arizona also plays host to winter storms that can put homeowners at a risk of claims, especially at higher altitudes. The top northern third of the state is a tableland, at higher altitudes, and has a reasonably cooler climate. Temperatures reach as low as 0 degrees in high elevations all the way to 115 Fahrenheit depending on the area of the state and time of year. Homeowners throughout the state regularly face the potential risk of damage to their home from irregular weather patterns, heatwaves.
Homeowners in Arizona are more likely to be able to avoid many types of the high risk issues
that many states face but some areas are risky due to the natural geography of the state. Over time the insurance market will continue to respond to the events that cause insurance claims and mitigating the potential for loss will continue to become more important.
Contact Us to Get a Free Quote Today!
GET A FREE QUOTE**The contents of this website are provided for informational purposes only and do not constitute legal or coverage advice or an offer or solicitation for the sale or purchase of insurance. If you submit a request for a quote you will be contacted by a licensed agent who can discuss coverage options with you. Consumers are urged to try to find coverage in the private market and we can help you find an agent that can help you find alternatives to the FAIR Plan and other high risk plans. This website is no way affiliated with or sponsored or endorsed by any federal, state or local governmental agency or state fair plan. Insurance coverage not available in all states. **